How do you want to retire?
I wrote this a while back.
Testimony Tuesday: to share with my prayer group.
I freaked out a little. I’m a year older. My body isn’t in great shape; inside or out. I’m single, no children. Who’s going to take care of me as I age? Or help me for that matter? So yeah, I freaked out a little and gave Satan a foothold. It doesn’t take much for Satan to grab hold. But it takes even less for God to kick his butt.
Growing up any conversation about money was, ‘you either have it or you didn’t.’ We didn’t. I had no concept about saving for my future self.
I’ll share with you a money conversation. When my dad passed, we got a little money. I wanted to pay it on the funeral. But I was overruled with, “the living gotta live.”
Terms like; 401k, IRA’s, money market accounts, C.D.’s (The kind that play in my stereo? No.), or emergency funds, were foreign concepts that made my head hurt. When it comes to managing and planning for my financial future, I’m lost. I also thought things like meeting with financial advisors were only for the super wealthy.
Today (at current rates) I learned that if I retire at 67, I will need $2,334 a month to live. I don’t make that much now. 😳 A lot can happen during that span of time.
Warren Buffett and other financial experts say you need six months of your income in an emergency fund. Whoo! Where is that money coming from?
God has his hands in every aspect of my life. The good things. And the bad things. Living today or planning for my future. My spiritual health as well as my financial. My spiritual future as well as my financial. I wouldn’t have either if not for the glory of God.
I will never be Warren Buffett. I don’t ever see me having $2,334 a month at any point in my life. It may seem stupid to be pushing 50 and just now getting a toe (pinky toe) in the door of my future self realm. But with God at the helm in my life, I will be okay. He will see to all my needs. I just gotta let him. And try to freak out less.
Today: while I’m still not in league with Warren Buffett, I have been making baby steps toward a more stable future. A future where I MIGHT be able to retire.
Lates better than never, right?
The article above is troublesome.
Poetry & More 
I hear ya. Before I married my way more responsible husband, retirement was something only other people — people with money — did. I figured I would be working until I died. I got lucky when I met him.
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I figure the best I will be able to do is work part-time. But I’m going to keep working toward that goal.
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